/* A familiar service process, with no simulated software or client records. */
.fm-operations-intro{background:#0a2939;color:#fff;padding:28px 0 64px}
.fm-operations-intro .cw-breadcrumb{color:#b9cdd9}
.fm-operations-intro>.cw-wrap>div{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start;margin-top:40px}
.fm-operations-intro h1{font-size:clamp(46px,5.3vw,76px);font-weight:560;line-height:1.04;letter-spacing:-.05em;color:#fff;margin:0}
.fm-operations-intro p{font-size:19px;line-height:1.75;color:#c4d6e2;max-width:52ch;margin:0}
.fm-process-section{background:#f7fafb}
.fm-operations-heading{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start;margin-bottom:36px}
.fm-operations-heading h2{font-size:clamp(34px,3.4vw,48px);font-weight:560;line-height:1.1;letter-spacing:-.04em;color:#173d50;max-width:21ch;margin:0}
.fm-operations-heading>p{font-size:17px;line-height:1.75;color:#4f6a7a;max-width:53ch;margin:0}
.fm-process{border:1px solid #bed2df;border-radius:10px;overflow:hidden;background:#fff;box-shadow:0 12px 30px #123b4e07}
.fm-process-navigation{display:none;grid-template-columns:repeat(4,minmax(0,1fr));border-bottom:1px solid #bcd2de;background:#eaf2f6}
.fm-process.is-ready .fm-process-navigation{display:grid}
.fm-process-navigation button{display:flex;align-items:center;gap:16px;padding:25px 26px;min-height:80px;min-width:0;border:0;border-bottom:3px solid transparent;background:none;color:#4f6a7a;text-align:left;font-size:17px;line-height:1.4;font-weight:500;transition:color .2s,background .2s,border .2s}
.fm-process-navigation button+button{border-left:1px solid #c6d9e4}
.fm-process-navigation button>span{font:11px/1.5 var(--mono);color:#4f6a7a}
.fm-process-navigation button[aria-pressed=true]{background:#fff;border-bottom-color:#d94a21;color:#193f52}
.fm-process-navigation button[aria-pressed=true]>span{color:#c34d28}
.fm-process-navigation button:hover{background:#f5f9fc;color:#244e66}
.fm-process-panel{display:grid;grid-template-columns:220px minmax(0,1fr);gap:65px;padding:43px 48px 47px;align-items:center}
.fm-process-panel+.fm-process-panel{border-top:1px solid #c7dae5}
.is-ready .fm-process-panel{border:0}
.fm-process-illustration{position:relative;background:#12394d;border:1px solid #426f87;border-radius:8px;min-height:220px;display:grid;place-items:center;isolation:isolate;box-shadow:6px 6px 0 #e4edf2}
.fm-process-illustration::before,.fm-process-illustration::after{content:'';position:absolute;top:50%;width:26px;height:1px;background:#e18a62}
.fm-process-illustration::before{left:-13px}
.fm-process-illustration::after{right:-13px}
.fm-process-illustration svg{width:105px;height:105px;fill:none;stroke:#d0e0ea;stroke-width:.9;stroke-linecap:round;stroke-linejoin:round}
.fm-process-illustration>span{position:absolute;right:17px;bottom:15px;font:12px/1 var(--mono);color:#eaa17c}
.fm-process-explanation h3{font-size:33px;line-height:1.15;font-weight:560;letter-spacing:-.035em;color:#173c50;margin:0 0 22px}
.fm-process-explanation>p{font-size:18px;line-height:1.8;color:#54768c;max-width:64ch;margin:0}
.fm-process-output{border-left:2px solid #d2512b;padding:3px 0 3px 19px;margin-top:29px}
.fm-process-output>span{font-size:12px;line-height:1.5;color:#688798;display:block;margin-bottom:9px}
.fm-process-output>p{font-size:16px;line-height:1.6;color:#264f65;max-width:60ch;font-weight:500;margin:0}
.fm-service-benefits{background:#fff}
.fm-service-benefits>.cw-wrap>h2{font-size:clamp(34px,3.4vw,48px);line-height:1.1;letter-spacing:-.04em;font-weight:560;color:#163c50;margin:0 0 35px}
.fm-service-benefits>.cw-wrap>div{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:44px}
.fm-service-benefits article{border-top:2px solid #b7cdd9;padding-top:24px}
.fm-service-benefits h3{font-size:24px;line-height:1.2;letter-spacing:-.025em;font-weight:550;color:#274f65;margin:0 0 20px;max-width:23ch}
.fm-service-benefits p{font-size:16px;line-height:1.75;color:#4f6a7a;margin:0;max-width:43ch}
.fm-service-tools{background:#fff;padding:52px 0}
.fm-service-tools>.cw-wrap{display:grid;grid-template-columns:1fr auto;gap:70px;align-items:start}
.fm-service-tools h2{font-size:27px;line-height:1.2;letter-spacing:-.025em;font-weight:550;color:#284f64;margin:0 0 20px}
.fm-service-tools p{font-size:15px;line-height:1.8;color:#5a798c;max-width:90ch;margin:0}
.fm-service-tools .cw-link{font-size:13px;white-space:nowrap;margin-top:3px}
.fm-service-tools details{color:#718c9d;margin-top:18px}
.fm-service-tools summary{font-size:12px;line-height:1.5;cursor:pointer;display:inline-flex;align-items:center;gap:25px;min-height:40px;list-style:none}
.fm-service-tools summary::after{content:'+';font-size:18px}
.fm-service-tools details[open] summary::after{content:'−'}
.fm-service-tools details p{font-size:12px;max-width:85ch;margin-top:4px}
.cw-cost{background:#eaf1f5;color:#173d50}
.cw-cost-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;align-items:start}
.cw-cost-copy h2{font-size:clamp(34px,3.8vw,53px);font-weight:560;line-height:1.08;letter-spacing:-.045em;color:#163c50;max-width:19ch;margin:0 0 25px}
.cw-cost-copy>p{font-size:17px;line-height:1.75;color:#4f6a7a;max-width:45ch;margin:0 0 22px}
.cw-cost-copy .cw-cost-explanation{font-size:13px;line-height:1.8}
.cw-cost-copy .cw-link{font-size:13px}
.cw-cost-form{background:#fff;border:1px solid #c2d6e2;border-radius:8px;padding:29px;box-shadow:0 14px 30px #173e5007;min-width:0}
.cw-cost-actions{display:flex;flex-wrap:wrap;gap:10px}
.cw-cost-actions button{flex:1 1 150px;min-width:44px;min-height:44px;max-width:100%;padding:11px 16px;border:1px solid #52778c;border-radius:4px;background:#eef4f7;color:#173d50;font:500 14px/1.5 var(--sans);white-space:normal;cursor:pointer}
.cw-cost-actions button:hover:not(:disabled){background:#dfeaf0;border-color:#173d50}
.cw-cost-actions button:focus-visible{outline:2px solid #173d50;outline-offset:3px}
.cw-cost-actions button:disabled{background:#f5f7f8;border-color:#ccd9e1;color:#607989;cursor:not-allowed}
.cw-cost-help,.cw-cost-example-note{font-size:14px;line-height:1.65;color:#4d6b7c;margin:12px 0 22px}
.cw-cost-example-note{padding:12px 14px;border-left:3px solid #bd4b29;background:#faf1eb;color:#4e392f}
.cw-cost-fields{display:grid;grid-template-columns:1fr 1fr;gap:25px}
.cw-cost-fields fieldset{border:0;padding:0;margin:0;min-width:0}
.cw-cost-fields legend{font-size:15px;line-height:1.5;font-weight:600;color:#2d576d;padding:0;margin-bottom:22px}
.cw-cost-fields label{font-size:13px;line-height:1.6;color:#5d7c8e;display:flex;flex-direction:column;min-height:108px;justify-content:end;margin:0 0 18px}
.cw-cost-fields input{font:16px/1.5 var(--sans);width:100%;min-height:47px;border:1px solid #acc7d8;border-radius:4px;padding:10px 12px;margin-top:10px;color:#264f65;background:#fafcfd}
.cw-cost-fields input::placeholder{font-size:13px;color:#839aa7}
.cw-cost-result{display:grid;grid-template-columns:1.15fr 1fr;gap:22px;margin-top:9px;border-top:1px solid #ccdde7;padding-top:22px}
.cw-cost-result>div{min-width:0}
.cw-cost-result span{font-size:12px;line-height:1.6;color:#678697;display:block;margin-bottom:11px}
.cw-cost-result output{display:block;font-size:26px;line-height:1.2;letter-spacing:-.035em;color:#1b4258;font-weight:550;overflow-wrap:anywhere}
.cw-cost-result output[data-populated=true]{font-size:37px}
.cw-cost-result output.cw-cost-large{font-size:23px}
.cw-cost-note{font-size:11px;line-height:1.8;color:#6b8798;margin:23px 0 0}
.cw-cost-form noscript p{font-size:13px;line-height:1.7;color:#607f91;margin-top:20px}
.fm-enquiry{background:#0a2636;color:#fff}
.fm-enquiry>.cw-wrap{display:grid;grid-template-columns:1fr auto;gap:60px;align-items:center}
.fm-enquiry h2{font-size:clamp(37px,4.1vw,58px);line-height:1.08;letter-spacing:-.045em;font-weight:550;max-width:21ch;color:#fff;margin:0 0 23px}
.fm-enquiry p{font-size:17px;line-height:1.7;max-width:61ch;color:#bfd1dd;margin:0}
@media(max-width:1100px){.fm-operations-intro>.cw-wrap>div,.fm-operations-heading{gap:40px}.fm-operations-intro p{font-size:17px}.fm-process-navigation button{font-size:16px;padding:22px;gap:12px}.fm-process-panel{grid-template-columns:180px 1fr;gap:42px;padding:36px}.fm-process-illustration{min-height:185px}.fm-process-illustration svg{width:90px;height:90px}.fm-process-explanation>p{font-size:17px}.fm-service-benefits>.cw-wrap>div{gap:30px}.fm-service-benefits h3{font-size:22px}.cw-cost-layout{gap:43px}.cw-cost-form{padding:24px}.fm-service-tools>.cw-wrap{gap:40px}}
@media(max-width:800px){.fm-operations-intro>.cw-wrap>div{grid-template-columns:1fr;gap:26px;margin-top:27px}.fm-operations-intro p{max-width:70ch}.fm-process-navigation button{font-size:14px;padding:20px 16px;gap:10px}.fm-process-panel{grid-template-columns:140px 1fr;gap:32px;padding:30px}.fm-process-illustration{min-height:150px}.fm-process-illustration svg{width:75px;height:75px}.fm-process-explanation h3{font-size:30px}.fm-process-explanation>p{font-size:16px}.fm-service-benefits>.cw-wrap>div{grid-template-columns:1fr;gap:27px}.fm-service-benefits article{display:grid;grid-template-columns:1fr 1.3fr;gap:35px}.fm-service-benefits p{max-width:65ch}.cw-cost-layout{grid-template-columns:1fr;gap:31px}.cw-cost-copy>p{max-width:65ch}.fm-enquiry>.cw-wrap{grid-template-columns:1fr;gap:29px}.fm-enquiry .cw-button{justify-self:start}}
@media(max-width:700px){.fm-operations-intro{padding:23px 0 39px}.fm-operations-intro>.cw-wrap>div{gap:23px;margin-top:24px}.fm-operations-intro h1{font-size:44px}.fm-operations-intro p{font-size:16px;line-height:1.75}.fm-operations-heading{display:block;margin-bottom:27px}.fm-operations-heading h2{font-size:34px}.fm-operations-heading>p{font-size:16px;margin-top:20px}.fm-process-navigation{grid-template-columns:1fr 1fr}.fm-process-navigation button{padding:17px 19px;min-height:65px;font-size:15px;gap:12px;border-bottom-width:2px}.fm-process-navigation button:nth-child(3){border-left:0;border-top:1px solid #c6d9e4}.fm-process-navigation button:nth-child(4){border-top:1px solid #c6d9e4}.fm-process-panel{display:block;padding:28px 24px 30px}.fm-process-illustration{width:94px;min-height:96px;margin-bottom:29px}.fm-process-illustration svg{width:55px;height:55px}.fm-process-illustration>span{font-size:9px;right:9px;bottom:10px}.fm-process-illustration::before,.fm-process-illustration::after{width:16px}.fm-process-illustration::before{left:-8px}.fm-process-illustration::after{right:-8px}.fm-process-explanation h3{font-size:29px;margin-bottom:19px}.fm-process-explanation>p{font-size:16px;line-height:1.8}.fm-process-output{padding-left:16px;margin-top:24px}.fm-process-output>p{font-size:15px;line-height:1.7}.fm-service-benefits>.cw-wrap>h2{font-size:33px;margin-bottom:28px}.fm-service-benefits article{display:block;padding-top:22px}.fm-service-benefits h3{font-size:23px;margin-bottom:16px;max-width:25ch}.fm-service-benefits p{font-size:16px}.fm-service-tools{padding:38px 0}.fm-service-tools>.cw-wrap{display:block}.fm-service-tools h2{font-size:25px}.fm-service-tools p{font-size:14px;line-height:1.8}.fm-service-tools .cw-link{font-size:12px;margin-top:21px}.cw-cost-copy h2{font-size:36px}.cw-cost-copy>p{font-size:16px}.cw-cost-form{padding:23px 19px}.cw-cost-fields{display:block}.cw-cost-fields fieldset{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-bottom:17px}.cw-cost-fields legend{font-size:14px;margin-bottom:17px}.cw-cost-fields label{font-size:13px;min-height:117px;margin-bottom:0;justify-content:start}.cw-cost-fields input{margin-top:auto;font-size:16px}.cw-cost-result{gap:19px}.cw-cost-result span{font-size:11px;min-height:36px;margin-bottom:10px}.cw-cost-result output{font-size:21px}.cw-cost-result output[data-populated=true]{font-size:29px}.cw-cost-result output.cw-cost-large{font-size:20px}.cw-cost-note{font-size:10px}.fm-enquiry h2{font-size:39px;max-width:18ch}.fm-enquiry p{font-size:16px}}
@media(max-width:360px){.fm-operations-intro h1{font-size:40px}.fm-process-navigation button{padding:16px 13px;font-size:14px;gap:9px}.fm-process-panel{padding:26px 20px}.fm-process-explanation h3{font-size:27px}.fm-enquiry h2{font-size:36px}}
@media(prefers-reduced-motion:reduce){.fm-process-navigation button{transition:none}}
/* Calculator terms are functional text, not fine print. */
.cw-cost-fields label,.cw-cost-copy .cw-cost-explanation,.cw-cost-note{font-size:14px}
@media(max-width:700px){.cw-cost-fields label{font-size:14px;min-height:132px}.cw-cost-copy .cw-cost-explanation,.cw-cost-note{font-size:14px;line-height:1.75}.cw-cost-result span{font-size:12px}}
.cw-cost-fields label,.cw-cost-note,.cw-cost-result span,.fm-process-output>span{color:#4d6b7c}
@media(max-width:700px){
 .cw-cost-result{grid-template-columns:1fr;gap:22px}
 .cw-cost-result>div+div{border-top:1px solid #d8e4eb;padding-top:20px}
 .cw-cost-result span{min-height:0;margin-bottom:11px}
 .cw-cost-result output{white-space:nowrap;overflow-wrap:normal}
}

.fm-report-download{padding:45px 0;background:#edf3f6;border-block:1px solid #cfdae1}
.fm-report-download>.cw-wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}
.fm-report-download h2{font-size:32px;line-height:1.2;margin:10px 0 16px}
.fm-report-download p{max-width:60ch}
.fm-report-download .cw-link{flex-shrink:0}
@media(max-width:700px){.fm-report-download>.cw-wrap{display:block}.fm-report-download .cw-link{margin-top:20px}}